Tareq Badarin

Langauges

aren

Experience

20+ Years

AML & Compliance Manager

I am an AML & Compliance Manager with strong practical experience in anti-money laundering (AML), counter-terrorist financing (CTF), and regulatory compliance in the United Arab Emirates.My work focuses on helping regulated businesses, real estate companies, corporate service providers, and other DNFBPs understand and comply with the UAE AML Law and its implementing regulations.I have helped more than 60 companies establish and implement their AML frameworks. This includes preparing:

AML Policies and Procedures
Enterprise-Wide Risk Assessments (EWRA)
Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) processes
Risk scoring models
Internal reporting procedures
goAML registration and reporting systems
Targeted Financial Sanctions (TFS) screening controls

I have also attended and supported around 20 government AML inspections with supervisory authorities. All inspections were completed with zero fines, reflecting strong preparation and well-structured compliance systems.My approach is practical and risk-based. I focus on building compliance systems that are clear, effective, and ready for regulatory review — not just documents on paper.

Representative Case Experience

Real Estate Sector

Implemented AML compliance frameworks for licensed real estate brokerage firms.
Conducted AML gap assessments before Ministry of Economy inspections.
Set up enhanced due diligence procedures for high-risk clients and PEPs.
Designed risk models for high-value property transactions and foreign investors.

Corporate Services & Company Formation

Established AML onboarding procedures for corporate service providers.
Strengthened beneficial ownership (UBO) verification processes.
Developed risk scoring systems for mainland and free zone companies.
Assisted companies in improving their compliance structure after regulatory observations.

Inspection & Regulatory Support

Prepared companies for AML inspections.
Reviewed documentation and internal controls before inspection visits.
Drafted corrective action plans when required.
Ensured inspection outcomes resulted in no administrative penalties.

Academic Credentials & Certifications

CAMS – Certified Anti-Money Laundering Specialist

ICA Certification in Anti-Money Laundering

Ongoing Professional Development in UAE Regulatory Compliance

Summary Table

Focus Area	Scope	Key Service
AML Framework Setup	UAE DNFBPs	Policies & Risk Assessments
Inspection Preparation	Supervisory Authorities	Full Support (0 Fines)
Real Estate Compliance	Property Sector	Transaction Risk Controls
Corporate Services AML	Company Formation	UBO & Onboarding Controls